Half Moon Bay Homes under $900,000

Welcome to Half Moon Bay, California, a picturesque coastal gem nestled in San Mateo County. Known for its breathtaking ocean views, vibrant community, and charming small-town atmosphere, Half Moon Bay offers a unique blend of natural beauty and rich history. With its stunning beaches, scenic hiking trails, and lush farmland, this city is a haven for outdoor enthusiasts and those seeking a tranquil lifestyle.

Half Moon Bay is not only famous for its iconic pumpkin festival and stunning coastal bluffs, but it also boasts a diverse array of homes that cater to various lifestyles and budgets. If you’re in the market for a cozy residence without breaking the bank, you’ll be delighted to discover that there are charming homes available for under $900,000.

These properties often feature inviting interiors, spacious yards, and easy access to the area's many amenities. Imagine waking up to the sound of waves crashing on the shore or enjoying a sunset stroll along the beach—all while living in a home that suits your financial goals.

With a friendly community, excellent schools, and a thriving local economy, Half Moon Bay is the perfect place to plant your roots. Whether you’re a first-time homebuyer or looking to downsize, there’s a home waiting for you in this enchanting coastal town. Explore your options today and find your dream home in Half Moon Bay!

Newest Half Moon Bay Homes under $900,000

$899,000

2 Beds ⋅ 3 Baths ⋅ ML82060436 MLS

Discover effortless coastal living in the sought-after Cypress Cove community, ideally located just one block from Half Moon Bay's vibrant Main Street. This move-in-ready 2-bedroom, 2.5-bath townhome offers 1,400 square feet of well-designed living space, placing you moments from popular restaurants, boutique shops, and the beautiful Pacific coastline. The light-filled living room welcomes you with soaring ceilings, expansive windows, and a cozy gas fireplace, creating a warm and inviting gathering space. A few steps up, the dining area connects seamlessly to a nicely-appointed kitchen, complete with abundant cabinetry and access to a private balcony- an ideal spot for morning coffee or unwinding at the end of the day. This level also features a convenient powder room and flexible space for an office or sitting area. Upstairs, two generously sized ensuite bedrooms provide comfortable private retreats. Additional amenities include an in-unit laundry closet with washer and dryer, attached two-car garage, and access to the community spa and BBQ area. With convenient connections to Highways 1 and 92, this home offers an easy blend of coastal relaxation and Bay Area accessibility. A wonderful opportunity to enjoy the best of the Half Moon Bay lifestyle in a prime location.

5 Erin Lane, Half Moon Bay

Listing courtesy of from KW Advisors. 650-560-8663

$649,500

1 Beds ⋅ 1 Baths ⋅ ML82060445 MLS

In the heart of downtown Half Moon Bay, 284 Amesport Landing offers a bright, airy retreat where coastal charm meets modern convenience. High ceilings and abundant natural light create a sense of space the moment you step inside this one-bedroom, one-bath home. The kitchen is thoughtfully updated with granite countertops, stainless steel appliances, and the unique copper farmhouse sink adds a touch of character. Whether you're grabbing a quick bite at the breakfast bar or serving dinner in the dining area, the open floorplan and luxury vinyl plank flooring keep the vibe cohesive and stylish. When the coastal fog rolls in, theres nothing better than curling up by the living room fireplace. Practicality is evident here, with an in-unit laundry area and ample parking with both a one-car garage and a one-car carport. Step outside and you're just moments away from the vibrant local shops, cafes, and seasonal events that make Half Moon Bay so special. Its the perfect home base for enjoying everything this iconic seaside town has to offer.

284 Amesport Landing, Half Moon Bay

Listing courtesy of Kirsten Hagen from Compass. 650-504-1469

$840,000

3 Beds ⋅ 2 Baths ⋅ ML82060406 MLS

Located just blocks from historic Main Street, this updated 3-bedroom Half Moon Bay townhouse offers 1,190 square feet of bright, comfortable living space in the established Villa Cardoza community. The two-story home features fresh interiors, updated flooring, remodeled baths, an inviting kitchen with granite countertops and stainless-steel appliances, generous bedroom storage, two upstairs decks, an attached one-car garage, and fenced outdoor space. Included within the community is a spacious green at the end of the street, offering residents additional outdoor space to enjoy. The location is one of the homes standout features, with downtown shops and restaurants, beaches, recreational trails, and local schools all nearby. Sea Crest School, a private JK8 school, is just a couple of blocks away, while Manuel F. Cunha Intermediate School and Half Moon Bay High School are also nearby. Half Moon Bays signature community traditions are close at hand as well, including the Ol Fashioned 4th of July Parade, the Half Moon Bay Art & Pumpkin Festival with its iconic Gourdy mascot, and Nights of Lights, featuring the annual tree lighting and lighted Main Street parade. Open house scheduled Saturday 9/12 10-1 and Sunday 9/13 11-2.

1044 Suzanne Court, Half Moon Bay

Listing courtesy of Chris Marshall from Eccleston Incorporated. 650-847-8405

$815,000

2 Beds ⋅ 1 Baths ⋅ ML82059844 MLS

Welcome home to this beautifully updated, move-in-ready 2-bedroom condo offering the perfect blend of comfort, style, and convenient coastal living. Ideally located just minutes from downtown Half Moon Bay and the Pacific Ocean, this inviting home makes it easy to enjoy everything the Coastside has to offer.The light-filled living area features a vaulted ceiling and cozy fireplace, creating an open and welcoming space for relaxing or entertaining. The remodeled interior has a fresh, contemporary feel, while the dining area flows naturally into the living space and kitchen. The updated kitchen offers excellent functionality plus plenty of workspace for everyday living. The primary bedroom includes a spacious walk-in closet, and the updated full bathroom features a shower over tub. Additional conveniences include in-unit washer and dryer, central forced-air heating, and an attached 1-car garage.Turnkey and ready to enjoy, this is a wonderful opportunity for a primary residence, weekend coastal retreat, or buyers looking to simplify without giving up the Half Moon Bay lifestyle. Enjoy easy access to downtown shops, restaurants, caf s, beaches, coastal trails. Updated. Inviting. Coastal. Move-in ready. Welcome to Half Moon Bay living.

144 Amesport Landing, Half Moon Bay

Listing courtesy of from Ocean Element Real Estate. 559-681-5477

$724,000

2 Beds ⋅ 1 Baths ⋅ 41143773 MLS

Tastefully updated and move in ready! This South, Southwest facing upper level condo offers the perfect blend of comfort, privacy, and convenience in one of Half Moon Bay's most desirable communities. Featuring 2 bedrooms and 1 bathroom with an additional vanity in the primary suite. This light-filled home has been thoughtfully refreshed with updated bathroom vanities, modern lighting, fresh interior paint, and durable laminate flooring throughout the main living areas and bathroom. The spacious living room with vaulted ceilings and a wood-burning fireplace flows seamlessly into the dining area and kitchen, creating an inviting space for everyday living and entertaining. Positioned above the garage with no neighbors below, the home offers added privacy and peace of mind. Enjoy the convenience of an in-unit washer and dryer, a private one-car garage, plus covered parking space number 155 and nearby guest parking. Located just blocks from the Half Moon Bay Library, downtown shops, restaurants, cafes, and local events, you'll also be just minutes from beautiful beaches, coastal trail, Hwy 1, and Hwy 92, making commuting and weekend adventures equally convenient. Whether you're looking to downsize, purchase your first Coastside retreat, or enjoy a low-maintenance coastal lifestyle, this is an opportunity you won't want to miss!

230 Amesport Landing, Half Moon Bay

Listing courtesy of Igbinoghene Edebiri from Keller Williams. 510-459-7407

$649,000

2 Beds ⋅ 2 Baths ⋅ ML82054892 MLS

Experience this beautifully remodeled 466 Pine Avenue condo, where modern style meets the relaxed pace of Half Moon Bay. This two-bedroom, two-bathroom retreat with no shared walls has been thoughtfully updated to create a bright, inviting atmosphere that feels like home the moment you step through the door. The comfortable and bright living space showcases fresh finishes and a crisp, contemporary aesthetic. Whether you're hosting friends for a casual dinner or unwinding after a day by the ocean, the seamless flow between the kitchen, living areas, and deck are so inviting. Both bathrooms have been elegantly refreshed, and laundry is conveniently located inside. Beyond your front door, the magic of the coast awaits. This move-in-ready home puts you moments away from salty air, scenic bluffs, and the charming local shops and eateries that make Half Moon Bay so special. It's more than just a place to live - it's a chance to embrace a slower, more intentional lifestyle in a home that's already been perfected for you. All that's left to do is move in and start enjoying the coastal breeze.

466 Pine Avenue, Half Moon Bay

Listing courtesy of Kirsten Hagen from Compass. 650-504-1469

41 Driftwood Trail Unit #41, Half Moon Bay

$475,000

2 Beds ⋅ 2 Baths ⋅ ML82054048 MLS

Located in Half Moon Bay at Canada Cove Park a 55+ community. This 1,440 sq ft home offers 2 bedrooms and 2 full bathrooms. The ground floor bedroom features a walk-in closet, providing convenient storage space. The kitchen includes granite countertops, an oven range with gas, hood over range, refrigerator, garbage disposal, and exhaust fan. The kitchen and family room are combined, creating an open space with a breakfast bar and dining area in the living room. Flooring throughout is a mix of laminate, tile, and vinyl/linoleum. Heating is provided by central forced air with gas. Laundry room includes a washer and dryer. Park amenities include, club house, activities, laundry facilities, workout room, classes, pool, outdoor shuffle board, dog park, trails. Close the beach and coastal trail, Ritz Carlton Hotel/Resort, two golf courses, and dining. Approx. two miles to Historic Downtown Half Moon Bay and Senior Coastsiders. Half Moon Bay Pumpkin Festival in October, 4th of July Parade, Nights of Lights event in December. Also many other events and community activities, and things to plug into. Would be an affordable housing option for retirement, or a weekend beach "cottage" to get away from the hustle and bustle.

41 Driftwood Trail Unit #41, Half Moon Bay

Listing courtesy of Frank Vento from Intero Real Estate Services. 650-888-9900

12 Dolphin Court Unit #12, Half Moon Bay

$499,000

2 Beds ⋅ 2 Baths ⋅ ML82053021 MLS

Looking to downsize? Look no further. Set on a quiet cul-de-sac beside a seasonal creek, this peaceful 2-bedroom, 2-bath double wide offers privacy with no through traffic. The resort-like 55+ community features a swimming pool, fitness room, bocce ball court, horseshoe pit, laundry room and a large clubhouse. On an extra large 3,360+ sqft lot, this lovingly cared for home has a spacious master suite with en-suite bath, ample closets, a laundry area, an updated kitchen, crown molding throughout and custom paint. A new 100 sq ft custom built man cave/she shed with an attached greenhouse inspired enclosure and a second 30 sq ft Suncast shed add flexible storage and hobby space. The extended carport fits three cars with privacy awning louvers. Outside you'll find a fully paved, low maintenance yard, a 6ft privacy screen between properties, and a custom Trex deck connected to a redwood porch. Located on the west side of Highway 1, just 5 minutes to the beach, a championship golf course, the Ritz Carlton and historic downtown Half Moon Bay. Fall asleep to the waves, the fog horn and bagpipes at sunset. This is truly the perfect place to call home.

12 Dolphin Court Unit #12, Half Moon Bay

Listing courtesy of Parker Nishkian from Ocean Element Real Estate. 650-781-2996

4100 Cabrillo Highway Unit #101, Half Moon Bay

$398,000

1 Beds ⋅ 1 Baths ⋅ ML82049767 MLS

Discover the perfect blend of leisure and investment with this remarkable studio condo unit at The Beach House Hotel Inn, located in Half Moon Bay. This unique opportunity allows you to enjoy your own vacation retreat while generating income when you're not there, offering a superior alternative to typical short-term rentals. Your investment is hassle-free, thanks to the on-site management team that handles bookings and maintenance of your unit. As an owner, you can stay up to 90 nights per year in your unit (29-day consecutive max). Close to Surfer's Beach, Pillar Point Harbor, and a variety of dining options, including the renowned Sam's Chowder House right next door, this property is the ultimate coastal charm. Indulge in full access to the hotel's amenities, including a pool, spa, beach access, scenic trails, and a complimentary continental breakfast each morning. Your studio unit is thoughtfully designed with a queen-size bed, a kitchenette featuring a 2-burner cooktop, microwave, and refrigerator, and a cozy living area complete with a wood-burning fireplace, desk, and convertible sofa. Large windows and a sliding door lead to a private balcony. Embrace the coastal lifestyle while making a savvy investment at The Beach House Hotel. CASH ONLY! No financing

4100 Cabrillo Highway Unit #101, Half Moon Bay

Listing courtesy of Tiffany Manaoat from Compass. 650-597-0880

77 Creekside Drive Unit #77, Half Moon Bay

$399,000

2 Beds ⋅ 2 Baths ⋅ ML82045375 MLS

Set in the coastal community of Canada Cove, 77 Creekside Drive offers 2 bedrooms, 2 bathrooms, and 1,344 square feet of light filled living. The home is thoughtfully positioned to take advantage of its natural surroundings, creating a calm and inviting atmosphere throughout. The oversized primary suite serves as a comfortable retreat, complete with a walk in closet and sliding glass doors that open to a grassy field and walking trail, with views extending toward The Ocean Course at Half Moon Bay Golf Links. Inside, the layout flows easily, providing a functional and relaxed setting for everyday living. Natural light fills the main living areas, enhancing the home's warm and open feel. Just minutes from the beach, the home is part of a well maintained community known for scenic walking paths, a seasonal heated pool, fitness center, and a welcoming neighborhood environment, offering a refined sense of coastal living in one of Half Moon Bay's most desirable settings.

77 Creekside Drive Unit #77, Half Moon Bay

Listing courtesy of Omar Pina from Compass. 650-505-3297

$399,000

2 Beds ⋅ 2 Baths ⋅ ML82032801 MLS

55+ coastal living near the beach in Half Moon Bay. Welcome to 6 Sunset Terrace, a move-in-ready 2-bedroom, 2-bath manufactured home of approximately 1,120 sq ft. It sits on a quiet street in Canada Cove, Half Moon Bay's active-adult community near the Coastal Trail, Half Moon Bay Golf Links and the Ritz-Carlton. Inside, brand-new carpet and plantation shutters throughout give the home a fresh, polished feel. The open floor plan features raised ceilings, a skylit kitchen with breakfast bar, and a comfortable living and dining area. The primary suite offers an en-suite bath and walk-in closet. A second bedroom and full bath give guests their own space, and a dedicated laundry room adds everyday convenience. Step out to the front porch to enjoy afternoon sun and fresh ocean air. Canada Cove offers: a seasonally heated pool a clubhouse with sauna and fitness room a bocce court group fitness classes and a full social calendar Pets welcome, and the community recently opened its Canine Cove. RV and storage units are also available. Just outside are bluff-top trails, beaches and Pacific sunsets, with Hwy 1 close by for downtown HMB and the Peninsula. An affordable way to own on the San Mateo coast. Space rent: $1,357/month. Park approval required; at least one occupant must be 55+.

6 Sunset Terrace Unit #6, Half Moon Bay

Listing courtesy of Joakim Bye from Ocean Element Real Estate. 650-284-2080

4100 Cabrillo Highway Unit #105, Half Moon Bay

$395,000

1 Baths ⋅ ML81992446 MLS

Motivated Seller - Lowered price only accentuates the stay, play and earn aspects of this listing at the Beach House Hotel Condo/Hotel Opportunity - Enjoy the best the coast has to offer at a remarkable price! Invest in an income producing hotel studio condo unit at The Beach House Hotel Inn at Half Moon Bay. Have your vacation accommodations whenever you want them, and a revenue stream when you don't. This property provides on-site management, booking and maintenance of your Unit. Owners enjoy staying up to 90 nights per year. Property is located near and has access to Surfer's Beach, Pillar Point Harbor, and restaurants, and next door to Sam's Chowder House. Amenities include full access to hotel's pool, spa, beach, trails, and complimentary continental breakfast daily. King size bed, Kitchenette w/ 2-burner cook top, microwave and refrigerator, comfortable living area with wood burning fireplace, desk and convertible sofa. Bright and airy windows and sliding door to balcony. Beautiful property. Enjoy and Earn.

4100 Cabrillo Highway Unit #105, Half Moon Bay

Listing courtesy of from Coldwell Banker Realty. 650-483-4449

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