Oakland Homes under $400,000

Welcome to Oakland, California – a vibrant city nestled in Alameda County that’s rich in culture, diversity, and opportunity. Known for its stunning waterfront views, eclectic neighborhoods, and a thriving arts scene, Oakland offers residents a unique blend of urban living and natural beauty. With its close proximity to San Francisco, residents enjoy easy access to the bustling Bay Area while being able to retreat to the charm of their own community.

For homebuyers seeking affordability in this dynamic city, there’s good news! Oakland boasts a selection of homes priced under $400,000, making it an ideal destination for first-time buyers, young professionals, or anyone looking to invest in a thriving market. These homes offer a fantastic opportunity to own a piece of this lively city without breaking the bank.

From cozy bungalows in historic districts to modern condos with stunning views, the options are as diverse as the community itself. Each neighborhood has its own character, whether you prefer the bustling atmosphere of downtown, the family-friendly vibe of the Dimond District, or the artistic flair of West Oakland.

With a commitment to revitalization and community development, Oakland continues to grow and evolve, ensuring that its residents enjoy a high quality of life. Don’t miss your chance to explore the affordable housing options in this remarkable city, where you can find your dream home and become part of a welcoming community. Your Oakland adventure awaits!

Newest Oakland Homes under $400,000

$325,000

1 Beds ⋅ 1 Baths ⋅ 41150192 MLS

Sunny and quiet on the third floor. Revel in upgraded stone counters and hard floors. Work out in gym or long pool heated year round, then unwind in dry redwood sauna or jacuzzi under stars. Walk score 95. No rent restrictions. Open house on Saturday, October 3 from 8:00am to 9:30am and from 11:00am to 3:00pm.

250 Whitmore St Unit #302, Oakland

Listing courtesy of John Woodley from John Woodley, Broker. 510-529-6349

$219,000

1 Beds ⋅ 1 Baths ⋅ 41150104 MLS

Calling all investors, contractors, and buyers with vision! 7014 Holly St offers a unique opportunity to reimagine a property with significant upside potential. Situated on a generously sized lot, this fixer is ready for a full transformation and provides plenty of room to explore expansion, an ADU, or additional development possibilities. Whether you're looking for your next renovation project, investment opportunity, or a property where you can create something entirely your own, the possibilities here are exciting. Conveniently located with access to major freeways, transportation, shopping, and other Oakland amenities. Bring your contractor, your creativity, and your vision—this is an opportunity to unlock the full potential of both the home and the lot.

7014 Holly St, Oakland

Listing courtesy of Gregory Flores De Vine from Gregory Flored De Vine, Broker. 510-866-6839

$399,900

3 Beds ⋅ 1 Baths ⋅ ML82063301 MLS

Exceptional opportunity to create value at 5619 Harmon Ave! Set on a generous 6,048-square-foot lot, this single-level bungalow offers possibilities for homeowners and investors alike. Refresh the existing three-bedroom, one-bathroom layout with cosmetic updates, reimagine the interior, or explore a more extensive renovation to bring your vision to life. A distinctive scalloped brick fence and wrought iron gated entry welcome you inside, where laminate flooring connects the living room and formal dining area. Crown molding, classic wainscoting and a vintage chandelier add character, while the kitchen features a gas range and adjoining utility nook with a deep sink and open shelving. A long driveway, covered carport and detached garage provide convenient parking and flexible space. The expansive lot is a standout feature, offering room to explore an addition, garage conversion, ADU or redevelopment. Conveniently located near BART, major freeways and Oakland ferry terminals for commuter access throughout the Bay Area. Whether creating a personalized home or pursuing your next investment project, this property combines existing charm with the space to envision something more.

5619 Harmon Avenue, Oakland

Listing courtesy of Lizzeth Flores from Infinite Real Estate. 408-649-1886

$300,000

2 Beds ⋅ 2 Baths ⋅ 41149900 MLS

Below Market Rate Unit! Bright and turnkey 2 BD/2 BA condo located in the heart of Oakland Chinatown! This well-maintained home features fresh interior paint and a spacious, functional layout with views overlooking the courtyard. Conveniently located just steps from restaurants, shopping, BART, and AC Transit. Enjoy easy access to Lake Merritt and HWY I-880 & I-980. The secure building offers underground parking, 24/7 security, and a rooftop courtyard. An incredible opportunity to own in a vibrant and centrally located Oakland neighborhood!

989 Webster Street Unit #546, Oakland

Listing courtesy of Jason Pugao from Keller Williams Tri-Valley. 510-472-6916

$298,000

1 Beds ⋅ 1 Baths ⋅ 41149864 MLS

Do you want easy living in a well-maintained home that is close to Oakland’s best shops, restaurants, and movie theaters? If you answered “yes,” 567 Oakland Avenue #211 is the one for you! This 1-bedroom/1-bathroom condo is ideally situated in Oakland’s Rose Garden neighborhood, near the Piedmont Avenue, Grand Lake, and Lakeshore business districts. Did we mention the closet space? The 741-square-foot home features a large walk-in closet off the bedroom, a foyer coat closet, and a hallway linen closet, in addition to ample cabinet space in the kitchen. The two-room bathroom features double sinks, each with its own vanity, plus upper and lower built-in cabinets. Want private outdoor space? This condo has a spacious balcony off the living room, perfect for alfresco dining. The unit has been nicely maintained, and 2026 upgrades include fresh interior paint, all new appliances, new plumbing fixtures, electrical updates, and new carpeting in the bedroom. The building includes a gated parking garage with a dedicated parking space for the unit, an elevator, and community laundry rooms. Come by and see this awesome condo for yourself!

567 Oakland Avenue Unit #211, Oakland

Listing courtesy of Daniel Silvert from Red Oak Realty. 510-918-3033

$399,000

3 Beds ⋅ 2 Baths ⋅ 41149740 MLS

FIXER PROPERTY ~Calling all buyers occupants, investors, and flippers: Ready for a project or a home you can craft to your own taste? This 3 Bedroom/1.5 Bath Craftsman Bungalow is a great opportunity to restore and make this property your own. Bring your contractor, vision, creativity, and attention to detail to transform this home into something truly special. The property offers over 1,400 square feet of generous space, a driveway, and a detached garage with potential for an ADU (buyers must verify feasibility, zoning, and permit requirements with the City of Oakland). Conveniently located near freeways and public transportation, this home is a blank canvas waiting to be thoughtfully restored.

6001 Holway St, Oakland

Listing courtesy of Anne Gross-Ayankoya from Corcoran Icon Properties. 510-388-2781

$225,000

1 Beds ⋅ 1 Baths ⋅ 41148339 MLS

This is the best kitchen you will ever find in a condo of this age. The owner installed a luxury Bertazzoni induction range and refrigerator, custom cabinets and beautiful granite counters and a beautiful stone backsplash. The entry and kitchen have custom tile work. This corner unit is on the 2nd floor, with windows on 2 sides of the unit, providing an abundance of light all through the day. There are 2 large closets in the unit, with custom built mirrored doors, and an additional storage cabinet in the garage. This is 1 of only 3 units in the building with a balcony. The building is level-in with an elevator. 1 parking space in the secure garage. The building is located at the end of the street. Easy access on and off the freeway. It is a unique property for the right buyer. There are no rental restrictions in this HOA. The building is FHA and VA approved. Property qualifies for a 3% down loan with no mortgage insurance.

455 Crescent St Unit #202, Oakland

Listing courtesy of Karen Manuel from Compass. 510-332-6507

$399,000

3 Beds ⋅ 2 Baths ⋅ 41149101 MLS

Freshly renovated and move-in ready, 1106 88th Avenue in Oakland delivers more than its exterior suggests. Inside, the home feels bright and clean throughout, anchored by a fireplace with a vertical wood slat feature wall that gives the living space genuine character. The kitchen has been redone with white shaker cabinetry, new countertops, modern appliances, and a dining area right alongside. Three bedrooms offer comfortable living space with good natural light, including a spacious primary suite with an updated bath featuring a double vanity, LED mirror, and shower over tub. A second updated bathroom continues the home's fresh, modern feel. Out back, a private patio with new wood fencing and raised planters provides functional outdoor space without a lot of upkeep. A detached bonus structure offers additional flexibility for a home office, creative space, or storage. Convenient access to Coliseum BART and nearby freeways makes getting around the East Bay and beyond easier, while shopping, dining, and everyday conveniences are available in nearby San Leandro. Freshly updated with flexible spaces inside and out, this home offers more than you might expect.

1106 88th Ave, Oakland

Listing courtesy of Derek Han from BHG Reliance Partners. 510-847-5598

$399,000

1 Beds ⋅ 1 Baths ⋅ 41149094 MLS

Unbeatable commuter's dream - direct access from your front door to 19th Street BART Station in seconds! Rare, centrally located 1 bed 1 bath w/ parking and in-unit laundry in the historical Marquee Lofts building. One of only 24 luxury units, this serene courtyard-facing condo offers an abundance of natural light, peace and quiet in an ideal location. Hardwood flooring, stainless steel appliances w/ gas range, in-unit laundry w/ washer and dryer, walk-in closet, deeded parking/storage, and elevator. HOA fee includes high speed fiber optic internet, water, gas, and garbage. Phenomenal location - about 15 mins to San Francisco and 10 mins to Berkeley by BART train, easy freeway access, across from the legendary Fox Theater, amazing dining, nightlife and entertainment, blocks away from Lake Merritt and Chinatown.

1755 Broadway Unit #23, Oakland

Listing courtesy of Kumi Hodge from eXp Realty of California, Inc.. 510-761-8187

$395,000

2 Beds ⋅ 1 Baths ⋅ 41149091 MLS

Welcome to 8115 Dowling Street, located in a quiet cul-de-sac. This home offers an exciting opportunity for its next owner to add personal touches and make it their own.

8115 Dowling St, Oakland

Listing courtesy of Rahman Muhammad from S & R Partners Realty. 510-220-8888

$289,000

1 Beds ⋅ 1 Baths ⋅ 41149073 MLS

Set along the bay in Oakland’s vibrant Jack London neighborhood, 5 Embarcadero West #126 delivers extraordinary value with its light-filled 1-bedroom, 1-bathroom layout, tasteful finishes, and resort-style perks. Located in Portobello, a 10-acre 200-unit community, this home places you right along the San Francisco Bay Trail and marina paths. The kitchen features stone countertops, stainless steel appliances, sleek cabinetry, and a generous peninsula with bar seating that flows into the living and dining areas. The large sliding glass door opens to a private balcony, creating an effortless indoor-outdoor feel. The spacious bedroom is further bolstered by custom closet organizers, paired with an updated bathroom with timeless finishes. Residents enjoy an active, resort-like lifestyle with access to a swimming pool, spa, sauna, tennis courts, fitness center, clubhouse, outdoor entertaining areas, package lockers, bike storage, and laundry facilities. Additional conveniences include a designated secured parking spot, abundant guest parking, elevator access, night security, concierge services, and pet-friendly professional management. Located steps from Jack London Square’s famous dining, cafés, live jazz, boutique shopping, and weekend farmers market, this unit also offers premier transit access via the San Francisco Ferry, BART, Amtrak, I-880, and Oakland International Airport. Come visit today!

5 Embarcadero Unit #126, Oakland

Listing courtesy of Cole Nelson from Compass. 510-269-3145

$300,000

2 Beds ⋅ 1 Baths ⋅ 41148780 MLS

A true gem in the Dimond! This beautifully renovated 2-bedroom, 1-bath condominium welcomes you with a thoughtful design and an open-concept floorplan. Inside, fresh paint, recessed lighting, luxury vinyl tile, and refined interior details create a relaxing backdrop for everyday life. The super-sleek kitchen blends style and practicality with luminous quartz countertops, new appliances, and contemporary cabinets and pulls. Entertaining is a breeze with the well-connected breakfast bar, dining space, and living room. From the generous primary suite, through glass sliders, you have your own private balcony for morning coffee or just a change of scenery. The gorgeous spa-like bathroom features a new vanity, fixtures, and bathtub with large-format tile surround and niche, glass shower panel, and a stylish shower suite. 2901 MacArthur Boulevard residents enjoy key fob entry into a central courtyard setting with the adjacent community laundry facility for added convenience. This unit comes with a dedicated parking space in the gated garage with interior access. Easy access to AC Transit, I-580, and Hwy 13 for all that the Bay Area has to offer. Enjoy neighborhood favorites including Peet's Coffee, Farmer Joe's, Bombera, Ghost Town Brewing, Grand Lake Kitchen, and Sequoia Diner. Nearby Dimond Park offers neighborhood recreation with a swimming pool, playgrounds, and hiking trails. 2901 MacArthur Blvd #213 is a special place to call home.

2901 Macarthur Blvd Unit #213, Oakland

Listing courtesy of Shelly Flynn from The GRUBB Company. 510-472-3074

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