San Francisco Homes under $2 million

Welcome to San Francisco, the vibrant heart of California that seamlessly blends stunning natural beauty with a rich cultural tapestry. Nestled on the northern tip of the San Francisco Peninsula, this iconic city is renowned for its rolling hills, historic landmarks, and breathtaking views of the Golden Gate Bridge. With a diverse population and a dynamic arts scene, San Francisco offers something for everyone, from world-class dining to eclectic neighborhoods brimming with charm.

For those seeking to plant roots in this captivating city, there’s good news! Despite its reputation for high real estate prices, there are still wonderful homes available under $2 million. These properties provide an excellent opportunity for first-time homebuyers, young families, and professionals looking to enjoy the San Francisco lifestyle without breaking the bank.

Explore neighborhoods like the Mission District, known for its vibrant murals and culinary delights, or consider the charming homes in Noe Valley, where tree-lined streets and a strong sense of community await. Each area offers unique character and amenities, ensuring that you’ll find a place that feels like home.

With homes under $2 million, you can enjoy the best of both worlds: a thriving urban environment and the comfort of a cozy residence. Whether you’re drawn to the bustling atmosphere of downtown or the serene beauty of the Outer Sunset, San Francisco has the perfect home waiting for you. Embrace the opportunity to be part of this extraordinary city, where innovation meets tradition and where every day offers a new adventure.

Newest San Francisco Homes under $2 million

$1,450,000

ML82062695 MLS

Well-maintained mixed-use residential/commercial property ideally located in San Francisco sought-after Inner Parkside neighborhood. Enjoy convenient access to parks, restaurants, grocery stores, local shops, Muni, and nearby freeways. The upper level features a spacious 2-bedroom, 2-bath residence with a generous living room, eat-in kitchen, and sunroom/office with direct access to a tranquil backyard. Hardwood floors throughout add warmth and character. The residence offers comfortable living space with the potential for rental income. The ground floor is configured as a versatile commercial space and was previously used as a therapists office. It includes a reception area a waiting area and an office. Half bath, large bonus room, laundry area, and finished storage space. Zoned NCD, the property offers flexibility for a variety of business uses. A peaceful backyard oasis provides a rare opportunity to enjoy private outdoor space in the city. This versatile property presents an excellent owner-user opportunity, with the option to occupy the commercial space while generating additional income from the upstairs residence. The residential unit is currently occupied on a month-to-month tenancy, offering flexibility for future owner occupancy or continued rental use.

634-636 Taraval Street, San Francisco

Listing courtesy of Peyling Yap from Bay Area Realty. 510-364-3980

$1,450,000

2 Beds ⋅ 3 Baths ⋅ ML82062704 MLS

Well-maintained mixed-use residential/commercial property ideally located in San Francisco sought-after Inner Parkside neighborhood. Enjoy convenient access to parks, restaurants, grocery stores, local shops, Muni, and nearby freeways. The upper level features a spacious 2-bedroom, 2-bath residence with a generous living room, eat-in kitchen, and sunroom/office with direct access to a tranquil backyard. Hardwood floors throughout add warmth and character. The residence offers comfortable living space with the potential for rental income. The ground floor is configured as a versatile commercial space and was previously used as a therapist office. It includes a reception area a waiting area and an office. Half bath, large bonus room, laundry area, and finished storage space. Zoned NC2, the property offers flexibility for a variety of business uses. A peaceful backyard oasis provides a rare opportunity to enjoy private outdoor space in the city. This versatile property presents an excellent owner-user opportunity, with the option to occupy the commercial space while generating additional income from the upstairs residence. The residential unit is currently occupied on a month-to-month tenancy, offering flexibility for future owner occupancy or continued rental use.

634-636 Taraval Street, San Francisco

Listing courtesy of Peyling Yap from Bay Area Realty. 510-364-3980

$1,099,900

4 Beds ⋅ 3 Baths ⋅ ML82063392 MLS

High ceilings and a bright, open layout make this home feel instantly spacious and welcoming. Highlighting the main living space are nearly 10-foot ceilings that fill the home with natural light. Set in a friendly, close-knit community, the home offers exceptional everyday conveniencelocated just a 3-minute drive to Jose Ortega Elementary School, 7 minutes to Stonestown Galleria and its upcoming redevelopment of walkable mixed-use village, and within easy reach of neighborhood dining and transit options.

135 Farallones Street, San Francisco

Listing courtesy of Justin Lee from Compass. 415-889-0942

$1,750,000

ML82063373 MLS

Ideally situated in San Franciscos Central Richmond District, 522-524 22nd Avenue offers spacious living, updated interiors, and a generous shared backyard. The property features two three-bedroom, two-and-a-half-bath residences, plus a one-bedroom ground-floor apartment. All three include updated kitchens and recessed lighting. The upper residences feature hardwood floors and dedicated laundry rooms, while the ground-floor apartment has laminate flooring. A side stairway connects each residence to the backyard, providing inviting space for relaxing, entertaining, and gardening. A three-car garage adds everyday convenience. Golden Gate Park is just three blocks south, and the shops and restaurants of Little Russia and Geary Boulevard are a block away. Nearby Ocean Beach and the Presidio offer additional opportunities to enjoy the outdoors. With generous accommodations and convenient access to neighborhood amenities, this property presents an appealing investment opportunity in an established San Francisco neighborhood.

522 22nd Avenue, San Francisco

Listing courtesy of Stanley Lo from Green Banker Realty. 650-373-0007

208 N Lake Merced Hills Unit 4F, San Francisco

$949,000

3 Beds ⋅ 2 Baths ⋅ ML82062832 MLS

Rare Opportunity to own a Top Floor 3 BR/2Bath End Unit in Lake Merced Hills! Artfully and beautifully updated, this home pulls you in to a tranquil and secure living space. The vaulted ceilings create a wonderful feeling of openness and spaciousness. Corner end unit means there is only one shared wall. Enjoy the cozy woodburning fireplace in the living room on cool nights, as well as the private relaxing balcony. Primary suite also features a double vanity and walk-in closet. Convenient in unit laundry, secure garage parking space, and garage storage closet. HOA amenities include clubhouse, pool, spa, tennis and pickle ball courts, along with 24 hour security controlled access to the community. Outstanding South West SF location puts you within 5 minute freeway access, Westlake Shopping Center, and Stonestown Galleria. Discover Lake Merced with its 4.5 mile loop for running and cycling, picnic areas, outdoor fitness equipment, boathouse, launch, and fishing pier. Also nearby is TPC Harding Park, Fleming Golf Course, Ocean Beach, Pacific Highway, and Fort Funston.

208 N Lake Merced Hills Unit 4F, San Francisco

Listing courtesy of Shawn Belknap from North First Realty. 408-930-1181

$649,000

2 Beds ⋅ 2 Baths ⋅ ML82063266 MLS

Set in San Franciscos Hunters Point Shipyard neighborhood, this three-level townhome pairs clean architectural lines with inviting indoor and outdoor spaces. A private street-level entry sits beside the frosted-glass garage door, with parking and storage at ground level. On the main living level, dark wood floors and recessed lighting connect the open living and dining areas to a kitchen with white cabinetry, quartz countertops, a mosaic tile backsplash, stainless steel appliances, a gas range, and an island. Upstairs, the bedrooms and baths include a tub and a glass-enclosed shower with tile accents. A fenced rear yard with patio offers room to relax or entertain. Neighborhood parks and open space add to the setting, with access to Dogpatch, Chase Center, Third Street Muni service, and Highways 101 and 280.

San Francisco

Listing courtesy of Rick Barrelier from eXp Realty of California Inc. 650-573-5961

$1,195,000

2 Beds ⋅ 1 Baths ⋅ 41150011 MLS

Situated near the apex of Potrero Hill's coveted North Slope, this classic Edwardian enjoys sweeping views of the San Francisco skyline, from Downtown & the Bay Bridge to Sutro Tower, w/glimmers of the Golden Gate. Views are enjoyed from every room, two private decks & the backyard. Abundant natural light & period charm pair w/extensive modern updates. The main level offers a contemporary kitchen w/a generous island, ample counter space & storage, open living spaces & a sizable, versatile bedroom. A jewel box bath features a clawfoot tub, floor-to-ceiling tile, cheerful wallpaper & large windows framing tranquil garden views. Upstairs, the spacious second bedroom offers room for a workspace or seating area plus a secluded balcony. Sliding doors lead from the kitchen to a secret garden deck sized for dining in the coastal air, opening to a sunny, level yard w/space for pets, play & gardening. The relatively unfinished lower level mirrors the full footprint above, offering ample storage & a generous canvas for a future media room, studio, gym or guest quarters. Enjoy Potrero's famously sunny weather, easy street parking & simple access to 280/101, bus lines & Caltrain. Steps from McKinley Square & Playground, w/Whole Foods & neighborhood cafes nearby. This one has it all!

724 Kansas Street, San Francisco

Listing courtesy of David Higgins from Cush Real Estate. 510-390-6929

$948,000

1 Beds ⋅ 1 Baths ⋅ ML82063181 MLS

Welcome to this one-of-a-kind 1-bedroom, 1-bath residence at LUMINA, featuring a rare expansive private courtyard patioa peaceful outdoor retreat in the heart of San Francisco. This thoughtfully designed home offers a wonderful balance of comfort and tranquility, with a lush courtyard setting that extends the living space outdoors. The contemporary interior features a full-size European-style kitchen with premium appliances and finishes, central heating and air conditioning, and in-unit laundry. LUMINA offers an exceptional resort-style lifestyle with an indoor lap pool, state-of-the-art fitness center, climbing wall, spa, sauna and steam rooms, residents lounges, private dining and entertaining spaces, movie theater, and beautifully landscaped rooftop terraces. Ideally located in South Beach/Rincon Hill**, just moments from the Embarcadero waterfront, Salesforce Park, Ferry Building, Financial District, Oracle Park, restaurants, caf s, shopping, and convenient transportation. A rare opportunity to enjoy private indoor-outdoor living, world-class amenities, and metropolitan convenience in one of San Franciscos premier luxury communities.

333 Beale Street Unit 3A, San Francisco

Listing courtesy of Agnes Huang from Keller Williams Thrive. 650-686-0005

301 Mission Street Unit 3A, San Francisco

$1,650,000

2 Beds ⋅ 2 Baths ⋅ ML82063241 MLS

Experience refined city living at Millennium Tower Residence 3A, a sophisticated 2-bedroom, 2-bathroom condominium featuring soaring ceilings, an open and inviting floor plan, and dynamic outlooks across San Franciscos urban landscape. Thoughtfully upgraded and designed with an emphasis on comfort and understated luxury, the residence offers a seamless backdrop for both everyday living and entertaining. Originally selected as a developer showcase residence, the home stands out for its desirable layout, generous proportions, and distinctive city views. Located within Millennium Tower, one of San Franciscos premier full-service residential buildings, residents enjoy an exceptional suite of amenities and attentive white-glove service. From the moment you arrive, Residence 3A delivers a rare combination of privacy, sophistication, and the convenience of luxury high-rise living in the heart of San Francisco.

301 Mission Street Unit 3A, San Francisco

Listing courtesy of Robert Hsu from Pacific Crest Properties. 650-520-9207

$788,888

2 Beds ⋅ 1 Baths ⋅ ML82062858 MLS

Welcome to this charming 2-bedroom, 1-bath home in Excelsior District. Offering approximately 800 sq ft of living space on a 1,250 sq ft lot, this home features a bright and inviting living room, a functional kitchen with granite countertops and ample storage, and spacious bedrooms. The property also offers a recreation room, plus two bonus rooms and a full bath, providing flexible space for a home office, guest area, hobby room, or additional living needs. Step outside to the backyard, offering space to relax, entertain, garden, or enjoy the outdoors. Conveniently located near neighborhood shops, restaurants, McLaren Park, Balboa Park Station, public transportation, and major commuter routes including I-280 and Highway 101. Enjoy easy access to Mission Street, San Jose Avenue, Ocean Avenue, BART and Muni, while being close to the many amenities San Francisco has to offer. A versatile property with plenty of space and a convenient location an opportunity not to be missed!

400 Munich Street, San Francisco

Listing courtesy of Nick Huynh from Kinetic Real Estate. 408-891-4532

649 Lyon Street Unit #649, San Francisco

$939,000

2 Beds ⋅ 1 Baths ⋅ ML82063041 MLS

Welcome to this stunning ground-floor home in NOPA (North of Panhandle)one of San Franciscos most vibrant and sought-after neighborhoods. Tucked along a quiet, slow-street corridor known for its community feel and neighborhood block gatherings, this condo perfectly pairs city living with charm and function that supports life on the go. The condo features high ceilings and sleek European oak hardwood flooring throughout. The generous main living area flows into an outfitted kitchen with crisp Quartz countertops and a large social island with seating. The primary bedroom boasts a deep walk-in style closet, while the versatile second bedroom makes an ideal home office, nursery, or guest room. The house is complete with a tile-accented full bath, central heating with smart controls, 1-car deeded parking in the garage and private storage space, and shared top-tier laundry amenities. Walkable to Divisaderos iconic dining scene, cafes, boutiques, and parksthis move-in ready retreat is San Francisco living at its finest.

649 Lyon Street Unit #649, San Francisco

Listing courtesy of David Wendt from Elite Real Estate Services. 408-910-5640

$985,000

2 Beds ⋅ 1 Baths ⋅ 41149655 MLS

Welcome to this bright and inviting San Francisco residence, offering a wonderful combination of charm, outdoor space, private parking, and exciting future potential. This 2-bedroom, 1-bath home features approximately 850 square feet of thoughtfully arranged living space on a generous 3,125-square-foot lot. Filled with natural light, the home offers a warm and welcoming atmosphere with comfortable spaces for everyday living and entertaining. A long private driveway provides coveted off-street parking and leads to a one-car garage—an especially desirable convenience in San Francisco. The expansive backyard is a standout feature, offering an exceptional canvas for outdoor entertaining, landscaped gardens, a private retreat, or an extension of the home’s indoor-outdoor lifestyle. The size and configuration of the lot may also offer an opportunity to explore the addition of an Accessory Dwelling Unit (ADU), potentially creating additional living space, guest accommodations, a home office, or rental income. Buyer to independently investigate and verify ADU feasibility, zoning, permitting requirements, allowable uses, and development potential with the City and County of San Francisco and other appropriate professionals. Conveniently located with access to neighborhood shopping, dining, parks, and everyday amenities. Nearby Muni service and access to Balboa Park BART provide transportation connections throughout San Francisco and the greater Bay Area. Whether you’re searching for a charming San Francisco residence, valuable outdoor space, or a property with potential to personalize and expand, 274 Thrift Street presents an exceptional opportunity to create something truly special.

274 Thrift St, San Francisco

Listing courtesy of Romeena Ghaziani from ROMEENA GHAZIANI, BROKER. 510-812-4966

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