San Francisco Homes under $700,000

**Discover San Francisco: Your Gateway to Urban Living**

Nestled along the stunning California coast, San Francisco is a vibrant city known for its iconic landmarks, diverse culture, and breathtaking views. With its rolling hills, picturesque waterfront, and historic neighborhoods, San Francisco offers a unique blend of urban excitement and natural beauty. From the majestic Golden Gate Bridge to the lively streets of Chinatown, there's always something new to explore in this dynamic city.

For those looking to call San Francisco home without breaking the bank, you’ll be pleased to know that there are charming homes available for under $700,000. While the city is renowned for its high real estate prices, savvy buyers can still find hidden gems that offer both comfort and accessibility. These residences often feature classic architectural styles, cozy interiors, and the convenience of being close to public transportation, making it easy to navigate the city.

Imagine waking up to the vibrant energy of the Bay Area, with easy access to eclectic dining options, cultural events, and outdoor activities. Whether you’re a first-time buyer, a young professional, or someone looking to downsize, homes in this price range provide an excellent opportunity to invest in a city that boasts a rich history and a promising future.

Explore the neighborhoods that fit your lifestyle, from the eclectic charm of the Mission District to the serene beauty of the Richmond. With homes under $700,000, San Francisco is not just a dream; it can be your reality. Embrace the chance to live in one of the most sought-after cities in the world!

Newest San Francisco Homes under $700,000

$649,000

2 Beds ⋅ 2 Baths ⋅ ML82063266 MLS

Set in San Franciscos Hunters Point Shipyard neighborhood, this three-level townhome pairs clean architectural lines with inviting indoor and outdoor spaces. A private street-level entry sits beside the frosted-glass garage door, with parking and storage at ground level. On the main living level, dark wood floors and recessed lighting connect the open living and dining areas to a kitchen with white cabinetry, quartz countertops, a mosaic tile backsplash, stainless steel appliances, a gas range, and an island. Upstairs, the bedrooms and baths include a tub and a glass-enclosed shower with tile accents. A fenced rear yard with patio offers room to relax or entertain. Neighborhood parks and open space add to the setting, with access to Dogpatch, Chase Center, Third Street Muni service, and Highways 101 and 280.

San Francisco

Listing courtesy of Rick Barrelier from eXp Realty of California Inc. 650-573-5961

$309,624

2 Beds ⋅ 2 Baths ⋅ 41149641 MLS

2-bedroom Below Market Rate (BMR) housing opportunity available at 80% Area Median Income (AMI). Maximum income: 2 people=$103,750; 3=$116,700; 4=$129,700; 5=$140,050. Must be A 1st-time homebuyer & income eligible. Unit available through MOHCD & subject to resale controls, monitoring & other restrictions. Unit will be listed on DAHLIA, the SF Housing Portal (https://housing.sfgov.org), starting on the application date, 9/28/2026. Visit https://housing.sfgov.org for application & program info. Application, loan pre- approval & homebuyer education verification due 10/20/2026 at 5:00 PM. Open Houses: Fri 10/2, 5–7 PM; Sat 10/3, 1:30–4 PM; Sun 10/11, 1:30–4 PM. Fair Housing Opportunity.

200 Brannan St Unit #114, San Francisco

Listing courtesy of Shan Susan Gao from Compass. 510-213-0770

$648,888

2 Beds ⋅ 2 Baths ⋅ ML82060397 MLS

Welcome to this beautifully refreshed 2-bedroom, 2-bath condominium offering approximately 1,200 square feet of comfortable living space within a private gated San Francisco community, directly across from Crocker Amazon Park. Recent improvements include fresh interior paint, new baseboards, updated medicine cabinets and bathroom lighting, new kitchen hardware, repaired cabinetry, a new garbage disposal, and a brand-new dishwasher. Enjoy the added privacy and security of a gated community along with a convenient San Francisco location near McLaren Park and its scenic hiking and walking trails. Easy access to major freeways, Muni, and BART makes commuting throughout the Bay Area convenient, with restaurants, shops, parks, and everyday essentials nearby. Whether youre a first-time buyer, downsizing, or searching for an opportunity to own in San Francisco at an approachable price point, this property offers an appealing combination of comfort, convenience, and accessibility.

361 Stoneridge, San Francisco

Listing courtesy of Nikki Keophimane-Treacy from eXp Realty of California Inc. 415-314-5622

832 Sutter St Unit APT 503, San Francisco

$585,000

1 Beds ⋅ 1 Baths ⋅ 41149281 MLS

Wake up steps from Grace Cathedral, with Huntington Park as your neighborhood green space and world-class shopping and dining in Union Square just around the corner. This Lower Nob Hill pocket puts you within easy walking distance of North Beach, the Ferry Building, and the waterfront near Ghirardelli Square - with new restaurants and coffee shops continuing to pop up nearby. 99 Walk Score, 100 Transit Score. Home is Unit 503, an upper-floor, rear-facing 1 bed / 1 bath in a boutique 20-unit development built in 2016. The rear-facing view takes in a neighboring brick building, giving the home a quiet, European-inspired feel. The open-concept floor plan makes smart use of every square foot, with a kitchen featuring Bosch appliances, including a 5-burner gas range, plus an in-unit washer and dryer. The well-secured building includes an elevator, bicycle parking, and a rear-facing shared courtyard. Gas, water, garbage and Webpass internet are included in HOA dues, and leased parking is available nextdoor.

832 Sutter St Unit APT 503, San Francisco

Listing courtesy of Sierra Amato from Compass. 510-318-1632

$549,000

4 Beds ⋅ 2 Baths ⋅ 41148575 MLS

This is a court ordered sale being sold "as-is". Attention Contractors and Flippers, here is a terrific opportunity in the Outer Mission! This 4 Bedroom / 2 Bathroom property with approximately 1700 sq ft (buyer to confirm square footage) has some fire damage and is definitely a major "Fixer Upper". SB-9 might make this property a good candidate for converting into a Duplex (buyer to confirm). OPEN HOUSE: WEDNESDAY (9/30) 4:30pm-7:00pm & SATURDAY (10/3) 11:30am-2:00pm.

70 Liebig Street, San Francisco

Listing courtesy of Timothy Vander Meulen from RE/MAX Accord. 925-334-0760

1160 Mission Street Unit #1404, San Francisco

$650,000

1 Beds ⋅ 1 Baths ⋅ 41148477 MLS

A spacious, modern, luxury 1-bedroom condo with a great view in the SOMA area. Live like the rich in a worry-free, hotel-like building with all the convenience of well-designed modern features on the 14th floor. A 24-hour staffed front lobby for security and services. Additionally, a clubhouse, BBQ area, private park, spa, and exercise room on the fifth floor for a well-balanced work/life lifestyle. The building and the unit are exceptionally well maintained.

1160 Mission Street Unit #1404, San Francisco

Listing courtesy of Billy Kwong from Bay Cities Realty & Services Inc.. 415-310-8183

501 Hudson Avenue Unit #304, San Francisco

$558,000

2 Beds ⋅ 1 Baths ⋅ ML82060907 MLS

Why rent when you can own for less? Don't miss this rare opportunity to own a boutique [Top-Floor] [Corner] residence at SF Shipyard with [Water Views]. This light-filled home features [windows on three sides], creating a bright, airy ambiance throughout the day. The open-concept living and dining areas flow seamlessly into a modern chef's kitchen with premium Bosch appliances, sleek Barbosa cabinetry, and Caesarstone quartz countertops. Designed for comfortable everyday living, the home offers abundant storage, including a [floor-to-ceiling bedroom closet] and an additional hallway closet. Additional highlights include [deeded garage parking], secure bike storage, a common patio garden, and convenient street parking for guests. Located in the vibrant SF Shipyard community, you'll enjoy easy access to Hilltop Park [favorite for pet owners] and India Basin Park for waterfront recreation and green space. Nearby favorites include Archimedes Banya, Cafe Alma, NewFarm, and the new Community Center, offering a dynamic neighborhood lifestyle. With convenient access to the 3rd Street corridor, Muni light rail, Caltrain, and Highway 280, commuting to Downtown SF and beyond is effortless. Seller may consider a credit toward up to one year of HOA dues, subject to acceptable offer terms.

501 Hudson Avenue Unit #304, San Francisco

Listing courtesy of Judy Jen from The Jen Company. 650-906-6889

766 Harrison St Unit #507, San Francisco

$365,000

1 Baths ⋅ 41147928 MLS

Small but mighty, 766 Harrison is the perfect first rung on the housing ladder or a convenient, easy pied-à-terre for those evenings when work, clients, or city events keep you in town. Should things change, it also makes a great investment opportunity. Don't miss the only non BMR property in the area a this price range. It has everything you need and nothing you don't. The unit is fully equipped with a full kitchen, including a dishwasher, and the intelligent layout easily accommodates separate working, dining, and living areas. For additional flexibility, you can add a Murphy bed with a drop-down desk.The balcony gives you a place to step outside when you need a shift in perspective or a look at the view. Laundry is located on each floor, ensuring convenient and adequate coverage for everyone—without the hassle of in-unit repairs or maintenance. Dedicated storage provides space for your essentials, while bike storage keeps your transportation safe.Upstairs, the roof deck features expansive city views, a barbecue area with a workspace and sink, and several outdoor and sheltered spaces for entertaining both large and intimate groups. During the day, the city skyline makes a great Zoom background.You might not be able to fit a Calder sculpture into your living area, but that's okay. You're just minutes from the SFMOMA, and they have plenty of space. You can see their collection, and everything else, whenever you want. Become a member—the parties are fabulous.The surrounding neighborhood offers endless entertainment. Go ice skating (yes, ice in San Francisco!) or take visiting kids to the carousel at Yerba Buena. Immerse yourself in a movie at the IMAX, or pick from the many hits and avant-garde plays running in the theater district. Enjoy a pre-theater dinner featuring any cuisine you can imagine, all right in your neighborhood. If you prefer sports, head the other direction to catch a Giants home game.Commuting is a breeze with Muni, BART, Caltrain, and the Mission and Market street buses all just minutes away. Staying in? Whole Foods is literally right next door.This home offers everything you need and nothing you don't—at a price that leaves you plenty left over to enjoy everything this wonderful location has to offer. Invest in yourself, not your landlord. Invest in your future: live here now, and rent it out when you're ready to move on. Invest in your - skip the commute a few days each week. Improve your quality of life, right here.

766 Harrison St Unit #507, San Francisco

Listing courtesy of Elisabeth Watson from Vanguard Properties. 510-207-5211

285 Main Street Unit #404, San Francisco

$429,293

1 Beds ⋅ 1 Baths ⋅ 41147423 MLS

Rare chance to own a modern unit in one of SF’s premier luxury communities — MIRA SF. This apartment style, 1-bedroom unit features in-unit washer/dryer, LG refrigerator, and custom closet organization. Enjoy MIRA’s luxury amenities: state-of-the-art fitness center, rooftop terrace with BBQs, residents’ lounge, private dining room, 24/7 lobby attendant, and more—all in an unbeatable location across from East Cut Crossing, just one block from the Embarcadero and minutes to BART. 1-bedroom Below Market Rate (BMR) housing opportunity available at 100% Area Median Income (AMI). Maximum income for 1 person = $113,450; 2 people = $129,700; 3 = $145,900; 4 = $162,100; 5 = $175,050. Must be 1st-time homebuyer and income eligible. Unit available through the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring and other restrictions. Take advantage of the TEMPORARILY RELAXED buyer eligibility requirements: up to 120% AMI, exclusion of income from assets, flexibility for homebuyer education, reduced financing requirements! Unit will be listed on DAHLIA, the SF Housing Portal, starting on the application date, September 8, 2026. Visit https://housing.sfgov.org for application & program info. Application, loan pre-approval, and homebuyer education verification due on September 29, 2026 at 5:00 PM. Open house: 9/12 from 2-4 PM, 9/20 from 2-4 PM, and 9/21 from 5-7 PM. Fair Housing Opportunity.

285 Main Street Unit #404, San Francisco

Listing courtesy of David Yi from Light Realty Inc.. 510-917-0447

555 Innes Avenue Unit #313, San Francisco

$680,000

2 Beds ⋅ 2 Baths ⋅ ML82060001 MLS

Stunning 2BR/2BA home offering 1,156 square feet of comfortable living in the San Francisco Shipyard. The thoughtfully designed open floor plan features a gourmet kitchen with stainless steel appliances and a gas range, flowing seamlessly into a bright living area with incredible Bay views. Imagine cooking while taking in the sparkling skyline and beautiful sunsets over the water. The spacious primary suite offers a private retreat with an en-suite bath, while the second bedroom and full bath are situated on the opposite side of the living area, providing privacy for guests or family. A formal dining area offers flexibility as a home office or den. Additional highlights include in-unit laundry and one private garage parking space. Residents can also enjoy a shared community space, perfect for relaxing, gathering with friends, or hosting a BBQ. Ideally located near the waterfront with convenient access to Downtown San Francisco and major freeways, this home is also close to major employment centers and popular destinations, including Oracle Park and Chase Center. Enjoy modern comfort, breathtaking views, and convenient city living.

555 Innes Avenue Unit #313, San Francisco

Listing courtesy of Angie Ni from Coldwell Banker Realty. 650-863-0879

1740 Bancroft Ave Unit #4507, San Francisco

$500,000

2 Beds ⋅ 2 Baths ⋅ 41146725 MLS

Welcome home to this bright, top-floor two-story condominium in Bayview! This well-designed residence offers a spacious living room with private balcony, an eat-in kitchen with abundant cabinet space, two generously sized bedrooms, 1.5 bathrooms, and in-unit laundry. Enjoy access to community amenities including a fitness center, landscaped courtyard, and playground. Optional leased garage parking ($50/month) and private storage ($30/month) are also available. Conveniently located near the T Third Street Muni line, offering direct service to Chase Center, Oracle Park, SoMa, Union Square, and Chinatown, with easy access to Third Street and nearby neighborhood amenities. 2 bedroom 1.5 bathroom Below Market Rate (BMR) housing opportunity available at 110% Area Median Income (AMI). Maximum income for 2 people = $142,650; 3 = $160,500; 4 = $178,300, etc. Must be 1st-time homebuyer & income eligible. Unit available through the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. Unit will be listed on DAHLIA, the SF Housing Portal (https://housing.sfgov.org) starting on the application date, 8/31/26. Application, loan pre-approval, and homebuyer education verification due on 9/21 at 5PM. OPEN HOUSE 9/3 5:00-7:00PM, 9/5 11-2 PM & 9/12 - 1:00-4:00PM. Fair Housing Opportunity.

1740 Bancroft Ave Unit #4507, San Francisco

Listing courtesy of Kenneth Young from Coldwell Banker. 925-348-2351

1400 Mission Street Unit #1300, San Francisco

$590,000

2 Beds ⋅ 1 Baths ⋅ ML82058899 MLS

For investment purposes only; prior to 2034, the property may only be rented out. Offering strong rental yield potential, this 780-square-foot San Francisco home features two bedrooms and one full bathroom. The residence is equipped with electric heating but does not have air conditioning. The interior includes a dedicated dining area, though there is no separate family room. The property also comes without garage parking. Located within the San Francisco Unified School District for elementary education, this home offers a practical and efficient layout, making it an attractive option for those seeking a compact urban residence or a potentially high-yield rental property.

1400 Mission Street Unit #1300, San Francisco

Listing courtesy of Yunjie Li from Legend Realty & Finance Group. 408-668-4288

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