San Francisco Homes under $900,000

Welcome to San Francisco, a vibrant city that beautifully marries the charm of historic architecture with the pulse of modern innovation. Nestled on the northern tip of the San Francisco Peninsula in California, this iconic city is renowned for its stunning vistas, cultural diversity, and world-class amenities. From the majestic Golden Gate Bridge to the enchanting streets of Chinatown, San Francisco offers a unique blend of natural beauty and urban sophistication.

For those looking to call this remarkable city home without breaking the bank, there are delightful opportunities available with homes listed under $900,000. While San Francisco is often associated with high property prices, savvy buyers can discover charming neighborhoods that offer affordability without sacrificing quality of life. Areas such as the Excelsior, Bayview-Hunters Point, and Outer Mission feature cozy homes that provide a perfect canvas for first-time buyers, families, or anyone seeking to embrace the San Francisco lifestyle.

Imagine living just moments away from vibrant parks, eclectic eateries, and a rich array of cultural experiences. Whether you’re drawn to the artistic flair of the Mission District or the serene beauty of Golden Gate Park, there’s a community waiting for you. With a variety of options available, from quaint bungalows to modern condos, the dream of owning a piece of San Francisco is more attainable than ever.

Explore the possibilities today and discover your ideal home in the City by the Bay, where every street tells a story and every neighborhood welcomes you with open arms.

Newest San Francisco Homes under $900,000

$649,000

2 Beds ⋅ 2 Baths ⋅ ML82063266 MLS

Set in San Franciscos Hunters Point Shipyard neighborhood, this three-level townhome pairs clean architectural lines with inviting indoor and outdoor spaces. A private street-level entry sits beside the frosted-glass garage door, with parking and storage at ground level. On the main living level, dark wood floors and recessed lighting connect the open living and dining areas to a kitchen with white cabinetry, quartz countertops, a mosaic tile backsplash, stainless steel appliances, a gas range, and an island. Upstairs, the bedrooms and baths include a tub and a glass-enclosed shower with tile accents. A fenced rear yard with patio offers room to relax or entertain. Neighborhood parks and open space add to the setting, with access to Dogpatch, Chase Center, Third Street Muni service, and Highways 101 and 280.

San Francisco

Listing courtesy of Rick Barrelier from eXp Realty of California Inc. 650-573-5961

$788,888

2 Beds ⋅ 1 Baths ⋅ ML82062858 MLS

Welcome to this charming 2-bedroom, 1-bath home in Excelsior District. Offering approximately 800 sq ft of living space on a 1,250 sq ft lot, this home features a bright and inviting living room, a functional kitchen with granite countertops and ample storage, and spacious bedrooms. The property also offers a recreation room, plus two bonus rooms and a full bath, providing flexible space for a home office, guest area, hobby room, or additional living needs. Step outside to the backyard, offering space to relax, entertain, garden, or enjoy the outdoors. Conveniently located near neighborhood shops, restaurants, McLaren Park, Balboa Park Station, public transportation, and major commuter routes including I-280 and Highway 101. Enjoy easy access to Mission Street, San Jose Avenue, Ocean Avenue, BART and Muni, while being close to the many amenities San Francisco has to offer. A versatile property with plenty of space and a convenient location an opportunity not to be missed!

400 Munich Street, San Francisco

Listing courtesy of Nick Huynh from Kinetic Real Estate. 408-891-4532

$309,624

2 Beds ⋅ 2 Baths ⋅ 41149641 MLS

2-bedroom Below Market Rate (BMR) housing opportunity available at 80% Area Median Income (AMI). Maximum income: 2 people=$103,750; 3=$116,700; 4=$129,700; 5=$140,050. Must be A 1st-time homebuyer & income eligible. Unit available through MOHCD & subject to resale controls, monitoring & other restrictions. Unit will be listed on DAHLIA, the SF Housing Portal (https://housing.sfgov.org), starting on the application date, 9/28/2026. Visit https://housing.sfgov.org for application & program info. Application, loan pre- approval & homebuyer education verification due 10/20/2026 at 5:00 PM. Open Houses: Fri 10/2, 5–7 PM; Sat 10/3, 1:30–4 PM; Sun 10/11, 1:30–4 PM. Fair Housing Opportunity.

200 Brannan St Unit #114, San Francisco

Listing courtesy of Shan Susan Gao from Compass. 510-213-0770

$648,888

2 Beds ⋅ 2 Baths ⋅ ML82060397 MLS

Welcome to this beautifully refreshed 2-bedroom, 2-bath condominium offering approximately 1,200 square feet of comfortable living space within a private gated San Francisco community, directly across from Crocker Amazon Park. Recent improvements include fresh interior paint, new baseboards, updated medicine cabinets and bathroom lighting, new kitchen hardware, repaired cabinetry, a new garbage disposal, and a brand-new dishwasher. Enjoy the added privacy and security of a gated community along with a convenient San Francisco location near McLaren Park and its scenic hiking and walking trails. Easy access to major freeways, Muni, and BART makes commuting throughout the Bay Area convenient, with restaurants, shops, parks, and everyday essentials nearby. Whether youre a first-time buyer, downsizing, or searching for an opportunity to own in San Francisco at an approachable price point, this property offers an appealing combination of comfort, convenience, and accessibility.

361 Stoneridge, San Francisco

Listing courtesy of Nikki Keophimane-Treacy from eXp Realty of California Inc. 415-314-5622

$800,000

2 Beds ⋅ 2 Baths ⋅ ML82062585 MLS

A rare chance to own a 1,104-square-foot Victorian residence with two bedrooms and two bathrooms in San Franciscos vibrant Inner Mission. Blending classic character with the space, flexibility, and convenience todays buyers seek, including private garage parking. Ideal for first-time buyers, professionals seeking a centrally located home, or anyone looking beyond a conventional condominium, this distinctive residence offers an opportunity to own a piece of San Francisco. Ideally situated near celebrated dining, caf s, shopping, parks, public transportation, and major San Francisco routes, Unit 327 places you at the center of the Inner Mission. This spacious Victorian unit offers a character-filled setting and distinctive San Francisco ownership opportunity. This property is a triplex but the Seller will consider selling the property as separate units to Buyers willing to form a TIC agreement with each other. The sale of each unit must be subject to a Seller contingency for the simultaneous sale of other TIC interests. The buyers of individual units shall be responsible for the cost, creation, review and acceptance of a TIC agreement. If selling as Individual TIC units, pricing as follows: 323 San Jose Ave: $1,400,000; 325 San Jose Ave: $1,250,000; 327 San Jose Ave: $800,000.

327 San Jose Avenue, San Francisco

Listing courtesy of Jenny MacLeod from Compass. 650-678-4151

$800,000

3 Beds ⋅ 2 Baths ⋅ ML82062532 MLS

Welcome home to this beautifully remodeled top-floor 3BR/2BA condo in Bayview Heights with sweeping, unobstructed panoramic views of the San Francisco skyline, Bay Bridge and East Bay hills. Bright, peaceful and filled with natural light, it features 5 skylights, large windows, an open living/dining area, remodeled kitchen and baths, and a spacious primary suite with bay windows. A private deck opens to a lush, fully fenced backyard. Additional highlights include an attached 1-car garage, oversized private storage area, washer/dryer, forced-air heat with smart thermostat, and easy street parking. Recent upgrades include interior paint, carpet, tile and toilets, plus a newer fence, roof, water heater, windows and appliances. Ideally located just one block from the Muni, minutes from US-101 and I-280, and close to Bayview Hill Park and the future Candlestick Point waterfront. A rare combination of panoramic views, top-floor privacy, outdoor space, storage and convenience.

San Francisco

Listing courtesy of Alex Sobieski from Redfin. 650-696-0094

$898,000

2 Beds ⋅ 1 Baths ⋅ ML82062522 MLS

Perched above San Francisco, 1021 Goettingen Street offers sweeping city views, a spacious deck, and an exceptional opportunity to build equity. Priced at just $898,000 with no HOA, this two-bedroom home with a dedicated office presents exciting potential for buyers looking to customize, improve, and make the most of a property with upside. Filled with natural light and character, the main living spaces feature large windows framing the expansive outlook. Step outside onto the spacious deck, the perfect setting for morning coffee, entertaining friends, or simply taking in the spectacular views as the city lights come alive. A large garage provides generous parking and storage, with additional space offering exciting possibilities for future expansion or customization. A separate workshop adds even more versatility for a hobbyist, artist, collector, or anyone needing dedicated project space. Set on an elevated lot, this property combines neighborhood charm, abundant outdoor space, impressive views, and tremendous potential. A rare opportunity to create your own San Francisco retreat, renovate and build equity, or bring your vision to a property with plenty of possibilities.

1021 Goettingen Street, San Francisco

Listing courtesy of Lisa Karson from Golden Gate Sotheby's International Realty. 650-759-4644

832 Sutter St Unit APT 503, San Francisco

$585,000

1 Beds ⋅ 1 Baths ⋅ 41149281 MLS

Wake up steps from Grace Cathedral, with Huntington Park as your neighborhood green space and world-class shopping and dining in Union Square just around the corner. This Lower Nob Hill pocket puts you within easy walking distance of North Beach, the Ferry Building, and the waterfront near Ghirardelli Square - with new restaurants and coffee shops continuing to pop up nearby. 99 Walk Score, 100 Transit Score. Home is Unit 503, an upper-floor, rear-facing 1 bed / 1 bath in a boutique 20-unit development built in 2016. The rear-facing view takes in a neighboring brick building, giving the home a quiet, European-inspired feel. The open-concept floor plan makes smart use of every square foot, with a kitchen featuring Bosch appliances, including a 5-burner gas range, plus an in-unit washer and dryer. The well-secured building includes an elevator, bicycle parking, and a rear-facing shared courtyard. Gas, water, garbage and Webpass internet are included in HOA dues, and leased parking is available nextdoor.

832 Sutter St Unit APT 503, San Francisco

Listing courtesy of Sierra Amato from Compass. 510-318-1632

$890,000

2 Beds ⋅ 1 Baths ⋅ ML82061715 MLS

Welcome to 618 Peralta Ave beautifully renovated, turn-key sanctuary nestled in Bernal Heights, just steps from the panoramic views and open trails of Bernal Heights Park. Step through the sleek craftsman front door into a light-filled open layout, where the living room features elegant wall molding accents, recessed lighting, and seamless wood-toned flooring. At the center of the home is a designer kitchen built for entertaining, complete with crisp white shaker cabinets, warm brass hardware, quartz countertops, a marble-like tile backsplash, floating shelving, and new premium stainless steel appliances surrounding a spacious breakfast bar. The bright primary bedroom serves as a true indoor-outdoor retreat, opening directly through sliding glass doors to a private deck and a beautifully landscaped, tiered backyard. The spa-inspired bathroom features a custom glass-enclosed walk-in shower wrapped in marble like tile. Delivering ultimate peace of mind, this home features major recent capital improvements, including a new roof, new water heater, updated windows, and a refreshed exterior with no expenses spared. A deeded one-car garage parking with extra generous storage space completes this rare offering. Schedule your private tour today or visit us during open house.

618 Peralta Avenue, San Francisco

Listing courtesy of Kyle Wong from Nu Level Realty, Inc.. 415-812-0668

$549,000

4 Beds ⋅ 2 Baths ⋅ 41148575 MLS

This is a court ordered sale being sold "as-is". Attention Contractors and Flippers, here is a terrific opportunity in the Outer Mission! This 4 Bedroom / 2 Bathroom property with approximately 1700 sq ft (buyer to confirm square footage) has some fire damage and is definitely a major "Fixer Upper". SB-9 might make this property a good candidate for converting into a Duplex (buyer to confirm). OPEN HOUSE: WEDNESDAY (9/30) 4:30pm-7:00pm & SATURDAY (10/3) 11:30am-2:00pm.

70 Liebig Street, San Francisco

Listing courtesy of Timothy Vander Meulen from RE/MAX Accord. 925-334-0760

1160 Mission Street Unit #1404, San Francisco

$650,000

1 Beds ⋅ 1 Baths ⋅ 41148477 MLS

A spacious, modern, luxury 1-bedroom condo with a great view in the SOMA area. Live like the rich in a worry-free, hotel-like building with all the convenience of well-designed modern features on the 14th floor. A 24-hour staffed front lobby for security and services. Additionally, a clubhouse, BBQ area, private park, spa, and exercise room on the fifth floor for a well-balanced work/life lifestyle. The building and the unit are exceptionally well maintained.

1160 Mission Street Unit #1404, San Francisco

Listing courtesy of Billy Kwong from Bay Cities Realty & Services Inc.. 415-310-8183

$899,000

1 Beds ⋅ 1 Baths ⋅ ML82060945 MLS

European Charm Meets Modern Comfort. Tucked at the foot of Sunnyside's iconic "Detroit Steps," this charming 1 bed, 1 ba. home offers a rare blend of character, comfort, and convenience. Set on a little known cul-de-sac this warm and inviting residence is a true urban retreat. An adorable, cute and logical alternative to condo living. No HOA dues, no hallways/elevators, attached garage and a private backyard. Recently updated the home beautifully combines convenience with timeless appeal. Engineered walnut wood floors, recessed lighting, double-pane windows throughout, creating a comfortable and refined living environment. The bedroom opens up to a secluded sun-filled backyard, a private oasis perfect for morning coffee, entertaining friends and summer BBQs. The kitchen offers a new refrigerator and dishwasher and plenty of cabinets. A gorgeous bathroom features dual sinks, a jetted tub, and a skylight. A garage with bike racks and storage shelving, washer and dryer. Easy access to Highways 280 and 101, with BART, MUNI, and SFO all within convenient reach. Nearby Glen Park Village offers an inviting mix of restaurants, shops, and neighborhood favorites, an awesome cheese shop, Canyon Market, Safeway. Lyft bikes only a half block away. Please note virtual staging of some pictures.

426 Detroit Street, San Francisco

Listing courtesy of Jahan Zandi from Coldwell Banker Realty. 415-999-9709

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